Break out the paper and work the numbers! These calculators should really help you decide just what to do when it comes to your money. And know that a good Home Loan Specialist is your best source of mortgage information. We can refer you to the best in our area, based on your needs.

Send us a message if you need any help. ;O)

Mortgage

• Mortgage Loan To determine your monthly payment and amortization schedule.
• Mortgage Points
  Should you buy points? Use this calculator to find out.
• 15 vs. 30 Year Mortgage
  To compare these two mortgage terms, and let us help you decide which term is better for you.
• Adjustable Rate Mortgages                                                                      Helps you to determine what your adjustable mortgage payments will be.
• Mortgage APR
  To find the APR on your mortgage.
• Mortgage Tax Savings
  Interest and points paid for a home mortgage are tax deductible. Use this calculator to determine how much your mortgage could save you in income taxes.
• Balloon Mortgages
  A balloon mortgage can be an excellent option for many home buyers. Use this calculator to see if a balloon mortgage might fit your needs.
• ARM vs. Fixed Rate
  Which is best?

Budget

• Mortgage QualifierCan you buy your dream home? Find out just how much you can afford.
• Required IncomeTo determine how much income you need to qualify for a mortgage, and how different interest rates affect your required income.
• Maximum MortgageTo determine your maximum mortgage and how different interest rates affect your how much you can borrow.
• Mortgage PayoffSave thousands of dollars in interest by increasing your monthly mortgage payment.
• Bi-weekly PaymentsUsing bi-weekly payments can accelerate your mortgage payoff and save you thousands in interest. Use this calculator to compare a typical monthly payment schedule to an accelerated bi-weekly payment.
• Rent vs. BuyAre you better off buying your home, or should you continue to rent?

Refinance

• Refinance Interest Savings
  To see how much interest you can save by refinancing your mortgage.
• Refinance BreakevenShould you refinance your mortgage? Use this calculator to determine when you will break even.